Specialty
Financial Risk Screening
Employment credit reports and civil judgment searches for roles with fiduciary responsibility.
What it searches
- Employment credit report
- Civil court judgments
- Bankruptcy filings
What it can return
- Tradelines and payment history
- Collections, liens and bankruptcies
Limitations
- Many states and cities restrict employment credit checks
Who uses it & when
Finance, accounting, treasury and roles with cash access.
Only where job-related and legally permitted.
What affects turnaround
Same day for credit; civil searches vary.
Compliance considerations
Requires FCRA permissible purpose plus compliance with state credit-check laws.
General information only, not legal advice. Laws change frequently and vary by state and city. Consult employment counsel before making decisions.
Frequently asked questions
Does an employment credit check affect a candidate's score?
No. It is a soft inquiry that does not affect credit scores.
Ready to see Valiant in action?
Walk through a live report, get pricing for your packages, and ask a screening specialist anything.
Or call 1-800-935-8307